Simple financing for what matters

Pay over time for services that are important to you with affordable monthly payments.

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Consumers

We manage your loan with personalized support

We're here to manage your loan through a Momnt merchant. Our technology connects you with the bank who funds your loan and the merchant your loan is through. If you have any questions or need help with your loan, our team is here to assist you.

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Service Pledge

We're committed to providing you with exceptional customer service and resolving any issues or concerns with your loan. If you're happy, we're happy—if you're not, we're dedicated to finding a solution.

Pay over time for what you need

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Simple & fast application

Apply for a loan easily and securely right from your own device. Your digital application processes instantly, so you can select the right loan product that best suits your needs.

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View offers with no impact on your credit score

Our soft credit checks allow you to shop pre-qualified offers without affecting your credit score.

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Shop multiple offers

Qualified borrowers will be approved in minutes and receive multiple offers to choose from.

consumers

How Momnt works—it’s this simple

Receive application

Your Momnt merchant will send you an application invite via text or email.


1

Submit your application

Complete your digital application and see if you're pre-qualified in minutes.


2

Select your offer

Browse from multiple loan offers and select the one that works best for you.

3

Start transacting

Paying for services is as easy as sending a text message. You'll have a 5 month purchase window to transact your loan.

4
Make a Payment

Information

Frequently Asked Questions

Where can I use my loan?
How do I pay my merchant?
How can I make payments on my loan?
Will applying for a loan impact my credit score?
What is a purchase window?
What happens if I don’t spend anything?
Is Momnt a bank?
What is Momnt?
Why should I choose Momnt?
What type of loans does Momnt offer?
How do I create my payment portal account?
Is there a prepayment penalty?
How will I receive my monthly statements?

Resources

Take a Momnt to read our latest insights

​​Unlock Your Dream Home Improvement Projects with Momnt Financing

Your next home improvement project is within reach! Discover how Momnt financing offers a simple and flexible way to pay overtime for everything from a new kitchen to an HVAC upgrade. We'll walk you through the easy, step-by-step loan journey, from getting pre-qualified without affecting your credit to managing your payments.

Read More

Financing Flexibility: The Key to Closing Contracting Deals

A modern kitchen remodel from design to build

Momnt Launches Extended Loan Products in the Home Improvement Industry

Momnt launches new extended loan products for home improvement contractors, offering terms up to 15 years and loan amounts up to $75,000. This empowers contractors to close larger deals and provides homeowners with more affordable monthly payments for major projects.

Contractor showing a homeowner couple project ideas while standing in a kitchen

5 Reasons Consumers Prefer to Pay with Financing

Are you a business owner looking to provide valuable services that improve your customers’ quality of life? Offering financing options can be an effective way to make your services more accessible and affordable. By allowing consumers to pay for services through monthly installments, financing provides flexibility that often makes it the preferred choice when investing in home improvement projects or other important services.

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