Hi, we’re Momnt
(pronounced Moment)
We’re a fintech platform that makes lending easy for your business and financing easy for your customers. Our mission is to improve the financial services that people interact with everyday, empowering them to achieve financial goals on their own terms.

Making lending accessible
Lending shouldn’t be a barrier for important investments. We make lending simple, giving merchants the ability to incorporate financing into their sales process, and providing customers the ability to choose an affordable payment plan.

Building innovative technology
We know the power of leveraging technology in the world of finance. Reimagining consumer lending creates a better financing experience —where customers are presented offers in real time, designed to fit their needs. Through leveraging ML/AI and alternative data sources, we built our technology to help businesses impact their bottom line, all while creating the best customer experience possible.
About us
Life at Momnt

People > profit
Our team and company culture means everything to us. We highly value our team developing personally and professionally to achieve all of their goals and aspirations.
Kindness first
We prioritize fostering a kind and inclusive culture—encouraging one another to succeed and celebrating what makes us unique.
Trailblazing growth
Career growth isn’t one size fits all and we support each team member to grow into a path that best fits their interests and strengths.
Meet our leadership

Chris Bracken
Chief Executive Officer


Chris Bracken
Chief Executive Officer

Kevin Cooper
Chief Financial Officer


Kevin Cooper
Chief Financial Officer

Cara Rivera
Chief Operating Officer


Cara Rivera
Chief Operating Officer

Ryan Brennan
Chief Business Officer


Ryan Brennan
Chief Business Officer

Lindsay McAndrew
Chief Product Officer


Lindsay McAndrew
Chief Product Officer

Richard McNamara
Executive VP of Quantitative Modeling


Richard McNamara
Executive VP of Quantitative Modeling

Kevin DeCesaris
SVP, Head of Capital Markets


Kevin DeCesaris
SVP, Head of Capital Markets
Careers
Join our team
We’re looking for talented and driven individuals to join our award-winning, remote-friendly workplace.

Resources
Take a moment to read our latest insights
Information
Frequently asked questions
We are a paperless company, so all statements will be sent electronically to the email you used when you applied for your loan.
No. There is no penalty for paying your loan off early.
It’s easy! Go to myaccount.momnt.com and select Create an account. You will need your 10-digit loan number (located in your account activation email) and the last four digits of your SSN. An email will be sent to the address linked to your loan number for the final steps of the account activation process. Click the provided link to create your password, and you're all set!
Momnt offers and services installment loans, which are a type of loan where consumers transact a lump sum to their merchant and then repay it gradually through a series of scheduled payments. These payments are made monthly and include both the principal amount borrowed and the interest accrued if applicable.
Momnt is a fintech platform for businesses to provide easy and affordable financing options to their customers. Our technology connects you with the bank that funds your loan and the merchant your loan is through. We're also here to manage your loan through a Momnt merchant.
We provide flexible payment options for important services. Our range of loans are tailored to meet the diverse needs of borrowers, allowing you to select what best suits your budget.
No. Momnt is the technology that connects you with the bank that funds your loan and the merchant your loan is through. We're here to manage and service loans that are obtained through Momnt merchants.
If you do not spend anything, you will not owe anything and your loan will be closed at the end of your purchase window. You are responsible for the funds you spend with your merchant and any applicable fees and interest charges.
Our purchase window is 5 months. After your loan is approved, you have a specific period of time, known as the purchase window, to spend your funds. This window allows you to draw on the credit line up to the approved amount.
To check the rates and terms you may qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you select a pre-qualified loan offer, we will conduct a hard credit pull which may impact your credit score.
For your convenience, Momnt takes payments online, by phone, or by check. To pay online, visit our payment portal at myaccount.momnt.com. To pay by phone, call 855-943-3485.
When your merchant sends you a charge request, you will receive an SMS message and email with a link to view and approve the charge in your Payment Portal. Once you accept a payment, your loan balance will increase by the payment amount.
Your loan is only valid to pay for goods and services offered through the merchant you applied with.
Contact
Have questions?
Our dedicated support team is ready to help.
Nuestro equipo habla español!
